Learn about different kinds of fraud.
Malware (malicious software) - software designated to infiltrate a computer system without the owner's informed consent. Examples are computer viruses, worms, trojan horses, spyware and dishonest adware.
Viruses - a computer program that can copy itself and infect a computer.
Spyware - a type of malware that is installed on computers and collects little bits of information at a time about users without their knowledge. Spyware can install additional software, redirect the Web browser, change computer settings and home pages, and/or cause loss of Internet access.
Rogue Software/Scanware - a form of malware that deceives or misleads the user into paying for fake or simulated removal of malware.
Phishing - a criminally fraudulent process of attempting to acquire sensitive information (Access IDs/UserNames, passcodes/passwords, credit card details. etc.), by masquerading as a trustworthy entity in an electronic communication.
Ransomware - a form of malware used by cyber criminals to freeze your computer or mobile device, steal your data and demand a "ransom" be paid. Ransomware can affect individual computers or laptops, enterprise networks and or servers used by government agencies, financial institutions and healthcare providers. Please see the following document for tips to help avoid ransomware attacks: 9 Ways to Avoid Ransomware Attacks
Corporate Account Takeover - a type of fraud where thieves gain access to a business' finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable.
Learn more about keeping your account safe and staying secure on the Internet.
Learn about keeping your information – and your money – safe on your mobile device.
Follow these tips to help keep your small business safe.
You can also visit the following websites to learn more about how to protect your small business:
More resources to help protect yourself online.
Below are links to government websites and resources concerning online identity theft and steps you can take to protect yourself online.
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First National Bank of Layton
P.O. Box 248
Layton, UT 84041
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